Source: Oney

To meet the Polish way of life, Oney offers loan solutions via “Smartney”. This new structure creates a new category of lending products, at customer friendly rates. Using the latest technologies, Smartney offers simple, fast and completely digital loan offers.

Smartney offers are available online, via brokers and e-commerce platforms as a sales financing solution. The innovative Smartney technology enables Polish people to obtain consumer credit in less than 15 minutes.

Using open banking, Smartney was also able to design consolidation loan – available 100% online in fast, easy and paperless process. With a loan amount of up to PLN 60,000 and a repayment period of up to 8 years. Smartney introduced an entirely new kind of financial services to Polish market.

Smartney is a dynamic start-up that successfully launched its sales on the market in just nine months from scratch: design of its back-end system, development through the design of UX, development of a risk strategy, brand design and implementation of a back-office policy. By establishing its presence in both channels: online and offline and combining it with a dynamic increase in sales, Smartney has demonstrated great potential for its business model.

Read the full article: https://www.oney.com/en/smartney-en/