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Using captives to unlock value in affinity insurance programs

Many organizations face the challenge of providing tailored insurance solutions that meet the unique needs of their customers or members and enhance overall customer experience. Securing specialized coverage at an affordable rate can be demanding, often leaving organizations with limited options and higher costs. This not only strains budgets but also hampers their ability to offer competitive, value-added benefits that foster loyalty. Additionally, managing multiple insurance programs independently can be resource-intensive, creating operational complexities and diverting focus from core business priorities.

So why is embedded insurance so potent in the automotive sector? And how can the OEMs elevate their offering to gain a real competitive advantage? This report reveals the trends at the cutting edge of both the insurance and automotive industries.

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