In conversations around the market about what it takes to make embedded insurance a scalable success in motor and mobility one message comes through loud and clear. Value chains as they currently exist are too fragile and fractured to support deep or rapid scaling. This is not just a matter of technology, data sharing, customer experience, and process but also of culture, mindset, and more flexible business models.

In many ways, the motor and mobility sector seems an obvious place for embedded to achieve its next big scaling success, to become genuinely embedded into sales, financing, and after-sales servicing rather than as just an add-on product that people buy resentfully because they are forced to purchase it by law.

This paper sets out the opinions of those who agreed to be quoted and responds with the SAS perspective on how to help solve some of the most prominent recurring business and technology challenges.

Read on to find out what market experts from OEMs, distributors and insurance carriers have to say about building complete end-to-end embedded value chains, providing the real and tangible value customers desire, and creating an ecosystem fit for the future of embedded motor and mobility insurance.