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Beyond the Core: How 300+ insurers are launching AI-ready embedded insurance without core transformation

Most insurers believe embedded insurance requires multi-year core transformation. This white paper demonstrates the alternative: an API orchestration layer that enables embedded programs in weeks without touching legacy systems.

It is published by the Open & Embedded Insurance Observatory in partnership with InsureMO, the API, data, and AI platform powering embedded insurance for 500+ customers across 50+ countries. The case studies and implementation evidence presented in this paper are drawn from InsureMO deployments across Europe and Asia- Pacific, with direct input from carrier executives operating these programmes.

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